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Stay updated with the latest news in insurance, regulatory policy changes, product innovations, and tech applications. Filter by tags or click on article tags to explore related content.

2026-09-183713

Adjustment of Assumed Interest Rates for Life Insurance Products: Industry Impact and Consumer Strategies

Regulators have established a dynamic adjustment mechanism for assumed interest rates on life insurance, lowering the pricing cap for ordinary products. This measure helps mitigate industry spread loss risks and liability pressures while promoting an increased share of floating-return products. Consumers should refocus on core protection needs by prioritizing basic coverage such as medical and critical illness insurance, view savings product return illustrations rationally, and rely on contract terms as the final authority.

Regulatory Policies Product Innovation Industry News

Loli Technology Research Institute2026-09-18

2026-08-263063

Observing Minhuibao Enrollment: A Sustainable Path for Inclusive Health Insurance

This year, many local Huimin Bao programs have opened for enrollment, showing an aging demographic and expanded coverage. To address adverse selection and product homogeneity, industry experts recommend promoting sustainable inclusive health insurance through data sharing, extended health management services, and dynamic premium adjustments.

Health Coverage Industry News In-depth Analysis

Industry Watch Group2026-08-26

2026-09-025782

Insurance Tech in Claims: From Document Submission to Intelligent Review

Insurtech is increasingly mature in claims processing. By leveraging OCR, intelligent review, and direct healthcare data integration, it significantly reduces handling time for small claims and lowers operational costs. Moving forward, large models will optimize complex claim adjudication, integrate claims with health management, and enhance anti-fraud collaboration.

InsurTech Industry News Claims Service

Loli Technology Research Institute2026-09-02

2026-07-306830

Professionalizing the Agent Force: Shifting from Scale-Driven to Quality-Driven Growth

The insurance agent workforce is shifting from scale-driven to quality-driven growth. Leading insurers are advancing professional transformation through measures such as raising entry standards, establishing tiered training systems, and adopting advisory sales models. Data shows that companies that transitioned early have seen significant improvements in per-capita productivity and policy retention rates, along with enhanced workforce stability. Professionalization has become an industry-wide consensus.

Industry News In-depth Analysis Insurance Sales

Industry Watch Group2026-07-30

2026-10-193846

National Financial Regulatory Administration: Accelerating the Transformation and Upgrading of China's Banking and Insurance Sectors

Ding Xiangqun, Director of the National Financial Regulatory Administration, called for accelerating the transformation and upgrading of the banking and insurance sectors at the 2026 Finance Street Forum. Key priorities include optimizing institutional layouts, standardizing market order, and enhancing service relevance. He emphasized reducing the number but improving the quality of smaller institutions, cracking down on non-compliant marketing and illicit activities, and strengthening systems for disaster insurance, marine insurance, and pension and health products.

Regulatory Policies Elderly Care Security

Global Times2026-10-19

2026-10-198400

Misuse of policy terms and rates: Zhongyi Property & Casualty Insurance Shanghai Branch and the responsible parties fined a total of 47 ten-thousand yuan.

Zhongyi Property & Casualty Insurance Company's Shanghai Branch was fined 40 million yuan for failing to use filed rates and premiums as required, while the responsible individual was fined 7 million yuan. Previously, its Sichuan Branch was penalized for financial fraud. Combined, the total fines amount to 91 million yuan. The company's net profit in the first half of the year dropped significantly year over year.

Regulatory Penalties Property and casualty insurance company

Cai Zhong She2026-10-19

2026-10-197189

Goldman Sachs strategists: Caution on stock markets intensifies

Goldman Sachs strategists note that investor positioning has become increasingly defensive, with risk appetite weakening. Capital is flowing out of momentum and cyclical stocks into safe-haven assets, pushing sentiment indicators to their lowest level since 4. Inflows have favored telecommunications and utilities, while holdings in gold and the Japanese yen have increased; bond volatility has risen significantly more than equity volatility.

Industry News Insurance Fund Utilization

Sina Finance2026-10-19

2026-10-198517

Ding Xiangqun: Accelerate the Transformation and Upgrading of China's Banking and Insurance Sectors

Ding Xiangqun, Director of the National Financial Regulatory Administration, stated at the 2026 Financial Street Forum Annual Meeting that efforts will be intensified to accelerate the transformation and upgrading of the banking and insurance sectors. Key initiatives include optimizing institutional layouts and advancing the reduction in quantity while improving quality for smaller institutions; standardizing market order by curbing non-compliant marketing practices and cracking down on illicit operations; enhancing service adaptability to support new quality productive forces and infrastructure development; strengthening the disaster insurance framework; and expanding the range of pension and health products.

Regulatory Policies Elderly Care Security

Sina Finance2026-10-19

2026-10-195404

PICC Cited by Famous Actor for Complaint: How Does Chen Hui, Managing Director of PICC Property & Casualty, Respond?

A well-known actor criticized Pacific Insurance's auto insurance renewal service for online order issues and poor communication, sparking public concern. In response, Pacific Property & Casualty Insurance apologized and assigned a dedicated team to handle the case; the actor ultimately chose to cancel their policy. As one of China's leading property and casualty insurers, Pacific P&C ranks high in auto insurance volume. This incident highlights the need to improve its claims processing and customer service workflows.

Property and casualty insurance company Auto Insurance Consumer Rights

China Operator Financial Network2026-10-19