New普惠 Care Insurance Launches in Multiple Regions, Filling Gaps for Mild to Moderate Disability Coverage
Multiple regions have launched inclusive commercial long-term care insurance products, such as Beijing's "Jing Hu Bao" and Shanghai's "Hu Li Bao," aiming to supplement the policy-based long-term care insurance for mild to moderate disability coverage. Currently, the supply of commercial long-term care insurance remains low. Experts recommend aligning assessment standards, clarifying benefit boundaries, and building a multi-layered long-term care system to alleviate the caregiving pressures associated with an aging population.


![[Wuding Medical Insurance] Chuxiong Prefecture launches long-term care insurance for unemployed urban and rural residents first in the province, achieving full coverage of employee and resident participation simultaneously.](https://n.sinaimg.cn/front20261019ac/19/w809h810/20261019/f746-1d026c886bbaffc767aca7a4eb46fa1d.jpg)

